NameDescriptionTypeAdditional information
LoanPartId

LoanPart unique identifier

globally unique identifier

None.

Amount

Investment amount

decimal number

None.

AuctionId

Auction unique identifier

globally unique identifier

None.

AuctionName

Auction name

string

Obsolete: Not used actively anymore

None.

AuctionNumber

Auction number

integer

None.

AuctionBidNumber

Auction bid number

integer

None.

InvestmentNumber

string

None.

AuctionBidType

Auction bid type

BidType

None.

Country

Residency of the borrower

string

None.

CreditScore

1000 No previous payments problems

900 Payments problems finished 24-36 months ago

800 Payments problems finished 12-24 months ago

700 Payments problems finished 6-12 months ago

600 Payment problems finished <6 months ago

500 Active payment problems

decimal number

Obsolete: Not used actively anymore

None.

CreditScoreEsMicroL

A score that is specifically designed for risk classifying subprime borrowers (defined by Equifax as borrowers that do not have access to bank loans). A measure of the probability of default one month ahead.

The score is given on a 10-grade scale, from the best score to the worst:

M1, M2, M3, M4, M5, M6, M7, M8, M9, M10

string

None.

CreditScoreEsEquifaxRisk

Generic score for the loan applicants that do not have active past due operations in ASNEF. A measure of the probability of default one year ahead. The score is given on a 6-grade scale.

AAA Very low

AA Low

A Average

B Average High

C High

D Very High

string

None.

CreditScoreFiAsiakasTietoRiskGrade

Credit Scoring model for Finnish Asiakastieto

RL1 Very low risk 01-20

RL2 Low risk 21-40

RL3 Average risk 41-60

RL4 Big risk 61-80

RL5 Huge risk 81-100

string

None.

CreditScoreEeMini

Credit scoring for Estonian loans

1000 No previous payments problems

900 Payments problems finished 24-36 months ago

800 Payments problems finished 12-24 months ago

700 Payments problems finished 6-12 months ago

600 Payment problems finished <6 months ago

500 Active payment problems

string

None.

Rating

Bondora Rating issued by the Rating model

string

None.

Interest

Interest rate

decimal number

None.

UseOfLoan

Use of loan

AuctionPurpose

Obsolete: Not used actively anymore

None.

IncomeVerificationStatus

Income verification type

IncomeVerificationStatus

None.

LoanId

Loan unique identifier

globally unique identifier

None.

LoanStatusCode

Loan status code

0 Reserved

2 Current

3 Cancelled

100 Overdue

5 60+ days overdue

4 Repaid

8 Released

integer

None.

LoanStatusActiveFrom

Loan status active from

date

None.

UserName

Borrower's username

string

None.

Gender

Borrower's Gender

Sex

None.

DateOfBirth

Borrower's date of birth

date

None.

SignedDate

Loan issued date

date

None.

ReScheduledOn

Last rescheduling date

date

None.

DebtOccuredOn

Date and time when the principal part of the payment is overdue (PrincipalLateAmount is greater than zero).

date

None.

DebtOccuredOnForSecondary

Date and time when loan part payment is overdue (principal, interest or penalty) aka when the dept occured for the loan part (LateAmountTotal is greater than zero).

date

None.

LoanDuration

Loan original lenght

integer

None.

NextPaymentNr

Next scheduled payment number

integer

None.

NextPaymentDate

Next scheduled payment date

date

None.

NextPaymentSum

Next scheduled payment amount

decimal number

None.

NrOfScheduledPayments

Total number of scheduled payments

integer

None.

LastPaymentDate

Last payment date

date

None.

PrincipalRepaid

Total principal repaid amount

decimal number

None.

InterestRepaid

Total interest repaid amount

decimal number

None.

LateAmountPaid

Total late charges paid amount

decimal number

None.

PrincipalRemaining

Remaining principal amount

decimal number

None.

PrincipalLateAmount

Principal debt amount

decimal number

None.

InterestLateAmount

Interest debt amount

decimal number

None.

PenaltyLateAmount

Late charges debt amount

decimal number

None.

LateAmountTotal

Late amount total

decimal number

None.

PrincipalWriteOffAmount

Total amount of principal written off

decimal number

None.

InterestWriteOffAmount

Total amount of interest written off

decimal number

None.

PenaltyWriteOffAmount

Total amount of penalty written off

decimal number

None.

DebtServicingCostMainAmount

Total amount of principal debt servicing cost

decimal number

None.

DebtServicingCostInterestAmount

Total amount of interest debt servicing cost

decimal number

None.

DebtServicingCostPenaltyAmount

Total amount of penalty debt servicing cost

decimal number

None.

PurchaseDate

Date when investment was made or purchased from second market

date

None.

SoldDate

Investment selling date

date

None.

PurchasePrice

Investment amount or secondary market purchase price

decimal number

None.

SalePrice

SecondMarket sale price

decimal number

None.

ListedInSecondMarketOn

Date when item was listed on secondary market

date

None.

LatestDebtManagementStage

Latest debt management stage

DebtManagementEventType

None.

LatestDebtManagementStageType

Latest debt management stage type

DebtManagementEventStageType

None.

LatestDebtManagementDate

Latest debt management date

date

None.

NoteLoanTransfersMainAmount

Note owner received loan transfers principal amount

decimal number

None.

NoteLoanTransfersInterestAmount

Note owner received loan transfers interest amount

decimal number

None.

NoteLoanLateChargesPaid

Note owner received loan transfers penalties amount

decimal number

None.

NoteLoanTransfersEarningsAmount

Note owner received loan transfers earned interest, penalties total amount

decimal number

None.

NoteLoanTransfersTotalRepaimentsAmount

Note owner received loan transfers total amount

decimal number

None.