NameDescriptionTypeAdditional information
Id

Item unique identifier

globally unique identifier

None.

LoanPartId

LoanPart unique identifier

globally unique identifier

None.

Amount

Investment amount

decimal number

None.

AuctionId

Auction unique identifier

globally unique identifier

None.

AuctionName

Auction name

string

None.

AuctionNumber

Auction number

integer

None.

AuctionBidNumber

Auction bid number

integer

None.

Country

Residency of the borrower

string

None.

CreditScore

1000 No previous payments problems

900 Payments problems finished 24-36 months ago

800 Payments problems finished 12-24 months ago

700 Payments problems finished 6-12 months ago

600 Payment problems finished <6 months ago

500 Active payment problems

decimal number

None.

Rating

Bondora Rating issued by the Rating model

string

None.

Interest

Interest rate

decimal number

None.

UseOfLoan

Use of loan

AuctionPurpose

Obsolete: Not used actively anymore

None.

IncomeVerificationStatus

Income verification type

IncomeVerificationStatus

None.

LoanStatusCode

Loan status code

2 Current

100 Overdue

5 60+ days overdue

4 Repaid

8 Released

integer

None.

LoanStatusActiveFrom

Loan status active from

date

None.

LatestDebtManagementStageType

Latest debt management stage type

DebtManagementEventStageType

None.

LatestDebtManagementDate

Latest debt management date

date

None.

UserName

Borrower's username

string

None.

Gender

Borrower's Gender

Sex

None.

DateOfBirth

Borrower's date of birth

date

None.

SignedDate

Loan issued date

date

None.

ReScheduledOn

Last rescheduling date

date

None.

DebtOccuredOn

Debt occured on date

date

None.

DebtOccuredOnForSecondary

Debt occured on date

date

None.

NextPaymentNr

Next scheduled payment number

integer

None.

NextPaymentDate

Next scheduled payment date

date

None.

NextPaymentSum

Next scheduled payment amount

decimal number

None.

NrOfScheduledPayments

Total number of scheduled payments

integer

None.

LastPaymentDate

Last payment date

date

None.

PrincipalRepaid

Total principal repaid amount

decimal number

None.

InterestRepaid

Total interest repaid amount

decimal number

None.

LateAmountPaid

Total late charges paid amount

decimal number

None.

PrincipalRemaining

Remaining principal amount

decimal number

None.

PrincipalLateAmount

Principal debt amount

decimal number

None.

InterestLateAmount

Interest debt amount

decimal number

None.

PenaltyLateAmount

Late charges debt amount

decimal number

None.

LateAmountTotal

Late amount total

decimal number

None.

PrincipalWriteOffAmount

Total amount of principal written off

decimal number

None.

InterestWriteOffAmount

Total amount of interest written off

decimal number

None.

PenaltyWriteOffAmount

Total amount of penalty written off

decimal number

None.

DebtServicingCostMainAmount

Total amount of principal debt servicing cost

decimal number

None.

DebtServicingCostInterestAmount

Total amount of interest debt servicing cost

decimal number

None.

DebtServicingCostPenaltyAmount

Total amount of penalty debt servicing cost

decimal number

None.

Price

Outstanding principal balance +/- discount or mark-up

decimal number

None.

Fee

Secondary market purchase fee paid to Bondora

decimal number

None.

TotalCost

Total amount paid for purchase

decimal number

None.

OutstandingPayments

Total amount still to be repaid by the borrower. This includes the principal balance, accrued interest and late charges as well as any future scheduled interest payments

decimal number

None.

DesiredDiscountRate

Discount rate percent

decimal number

None.

Xirr

XIRR (extended internal rate of return) is a methodology to calculate the net return using the loan issued date and amount, loan repayment dates and amounts and the principal balance according to the original repayment date. All overdue principal payments are written off immediately. No provisions for future losses are made and only received (not accrued or scheduled) interest payments are taken into account.

decimal number

None.

ListedOnDate

Date when item was published

date

None.